Car Insurance Deadlines: How Long After An Accident Can You File A Claim?

When you are involved in an accident, you may be preoccupied with doctor appointments, trying to pay bills, going to work, and trying to get through each day as normal as possible. You may have intentions of filing a claim but you forget or keep putting it off until it is now almost two years later and you realize that you never filed. Is it too late to file?

In many cases, car insurance companies will frequently remind you to file so they can hurry up and close your case. If you delay reporting the accident, it could affect the investigation as to what caused the accident or how it happened.

What Is a Car Insurance Claim Deadline?

The amount of time you have to file a claim will depend on a few factors, such as what type of coverage.

Did you have when the accident occurred?

Do you file with your insurance company or the other drivers’ insurance company?

You will need to have a representative from the insurance company to help you through the process. First, you will need to notify the representative about the accident so, they can start. Many of the accident claims can be filed online which makes it easier. However, you need a good personal injury lawyer in Bradford to help you get the requisite legal assistance.

There’s No Universal Deadline for Filing a Car Insurance Claim

There Isn’t a certain deadline that will stop you from filing your claim. Most policies request that you promptly make your claim known. In some states, you may need to follow the no-fault car coverage. This means that you file your claim within a thirty-day period unless there is a certain reason that you are unable to do so.

How Long Do You Really Have to File an Insurance Claim?

After an accident, the first thing. you want to do is to get help. If you or someone in your vehicle has been Injured, the last thing you are going to think about is filing your claim. Just try to keep up. With details, such as who was there on scene? Is the ambulance on its way? Area police on scene?

Whenever possible, take some pictures of the scene. Try to cover every angle as long as it’s safe to. Do so. If you can’t get pictures, ask someone on scene to see if they could snap a few pictures and then send them to you. Contact your insurance company and familiarize yourself with your policy. Make changes if needed. It is essential that you keep a diary or journal your injuries and medical treatment. That will be useful to the personal injury lawyer in Bradford.

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